Retirement Considerations to achieve contentment

Per a professional financial consultant on a morning tv show, it is estimated that Americans will have to reduce their current standard of living by 60% when they retire.  This is an astounding number given current financial issues. 

It is estimated that Social Security will see more outflow rather than inflow occur in 2013. 

Today's market is reluctant to hire people age 60 and older because of age and health matters.  Even if the older worker is more reliable and knowledgeable, many employers opt to hire other candidates.  The Elder Law is in place but it is difficult to prove especially in right to work states. 

For those nearing retirement or in retirement, it is a mixture of concern and fear about future living conditions.  

For military, it is certainly concerning.  Before retirement, it is important to determine what location is best and closest to your last station.  Cost of living in the local community along with any military benefits as a retiree is an added plus.  Of course, it is best to review your financial statements with and without Social Security.  The more you plan and research, the better you and your spouse will enjoy retirement years. 

Most retirees understand that they are on fixed incomes and can't go and do like what they used to do.  Scaling back from a lifestyle that was fun and fulfilling is never easy.  What matters most is finding contentment with where you are in your present day living.   

some considerations....
relocate to a retirement community that's more affordable for your budget
develop friendships with 55+ groups at local Ys, senior centers or other groups
take up a new hobby such as bridge, walking, or other activity that exercises your mind and body
attend church and learn more about the Bible
mentor the younger generation albeit a younger couple in their 30/40s
participate in events such as Vacation Bible Schools where there are all age groups represented
eat out at local restaurants who offer senior discounts
seek free deals
shop on senior discount days (this is not available in all states so take advantage of it if you can)
care for a pet through foster care (that way you don't pay the vet bills and can provide a loving home)
volunteer at your local library, church, school or other worthy nonprofits
manage your time wisely for retirement years
do babysit or provide childcare for grandchildren
do potlucks
learn e-mail or skype or a new technology that bridges the gap between you and the younger generation
research who offers military retirees discounts
book hotel rooms through venues that are on bases as you travel in the country
share a ride when driving across country with fellow retirees
participate in church group bus trips
smile
look at the sky
feel the rain
life is beautiful

There are many other ways to enjoy retirement years so please add more suggestions