Layaway is Back!

The ads are astounding how more retailers are offering layaway this 2011 holiday season. 

Walmart Toys R Us  Sears  K-mart  Best Buy  and more!

It's an aggressive move to recapture sales at a time that consumers are more debt-savy.  The reality is that you may not capture those huge sales or markdowns as the holiday season nears to an end.  Paying full price for an item on layaway will help with your cash budget but perhaps stockpiling the cash in your wallet and waiting for the sale may be a good thing depending upon your wish list this season. 

It's important to reassess your budget this year and see what's a priority and what can wait until closer to the date.  Also, each layaway option has different fees or rules so check out the full details before signing on the dotted line. 

eLayaway is another fee-based company that enables you to make payments on certain items such as iPads and other items.  For a small fee and a proven reliable business in layaway, you can stay on target with your budget this holiday season.