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Wednesday, April 18, 2012

Self-Sufficiency Can BE In Vogue

Upon reading this morning's article about a family of 20 not in debt and able to be self-sufficient, I truly believe that their fiancial tactical approach to frugality is one to note.  Family of 19 Debt Free article highlights some key points that many folks need to understand.  The importance of paying your bills, not incurring debt and even itemizing bills where sneaky charges must be caught.  Yes, it is wise to NOT assume that your bills are always correct upon receiving them.  Folks struggle with Math so I will doubly make sure that I question any bill that comes my way.

As a military family, you are able to shop at the Commissary and it's nice especially when the sales and case lot sales are put on.  Coupons are good for 6 months after the expiration date.  Also, the coupons are handed out on Saturdays as well as a coupon basket by the bathroom (you can give coupons and take coupons).  You do need to do a food and supply inventory and know your prices but in the end, using coupons and watching what you buy and use in your household will help the bottom line.  Cutting your Grocery Bill in Half is a great book resource as well.

Food is a number one budget blower and with food costs rising, it is even more imperative that folks cook and budget more.  emeals.com is a great tool to faciliate staying on a budget and yet having the menu planned along with recipes.  Keep in mind that you only pay for the dinner meals minus sales tax so it is important to watch your food budget as you supply food for your breakfast, lunch and snacks. 

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